Know Your Policy: Medical Payment Insurance
No one plans to be in a car accident, yet tens of millions of people are injured in motor vehicle collisions every year. Safe driving practices and seat belt usage, while critical to your protection, cannot guarantee that you or someone you know won’t be injured in a car crash. That is why it is imperative to know and understand your auto insurance policy.
What Is Med Pay?
One of the first things that you should look for is your Medical Payments Insurance (Med Pay), which is the topic of this post. Med Pay is a non-compulsory insurance coverage option that can supplement your health insurance policy when you are injured in an auto accident. Oftentimes, when a person is hurt in a crash, they are immediately left owing thousands of dollars for medical treatments that, while necessary, are not covered by their health insurance policy. Med Pay can provide some needed relief, as you do not have to wait for the case to be resolved to claim your payments/proceeds.
Do You Have Questions About Your Med Pay Policy?
Med Pay is not included in every policy and often has to be requested specifically, so it is important to look at your policy and understand how much, if any, your medical payment insurance covers. If you have questions about your Med Pay policy or your insurance plan, contact the personal injury lawyers at JRG, Attorneys at Law today.
Call JRG, Attorneys at Law at (831) 228-5619 to schedule a consultation.